About

Loan Mantra, powered by unparalleled and proprietary fintech, BLUE™ (Borrower Lender Underwriting Ecosystem) allows lenders, borrowers, franchisors, and other partners to collaborate in real time—anytime and anywhere. We offer best-in-class technology and a team of accessible financial experts for business owners and entrepreneurs to transparently and successfully acquire funding (SBA and traditional financing).

Our hiring mantra?

We like working with smart people who care about collaboration, iteration, and impact. We want to do good work for our industry, work well with our team, and serve as subject matter experts for our clients and prospective clients.

Job description

Loan Mantra is seeking a highly motivated Credit Advisor to perform critical tasks with efficiency and organization. The Credit Advisor is a significant hub on our quickly growing financial team.  Candidates should be self-motivated, proactive, and detailed in their ability to work with clients both in our local headquarters of Charleston, South Carolina; and throughout the United States. Candidates must excel in a traditional financial advisory role but should also understand FinTech (financial technology), including current trends in the FinTech space.

Responsibilities include but are not limited to the following:

• Serve as primary point of contact for SMB clients.
• Liaise with clients throughout lending process, maintaining their superior client experience through constant & positive communications.
• Evaluate and underwrite prospective loan packages, including commercial mortgages.
• Review transaction documents including contracts, mortgages, financial statements, etc.
• Communicate and interact with bankers, partners, and other service providers as required with constant professionalism and organization.
• Review transaction documents including contracts, mortgages, financial statements, etc.
• Manage transaction timelines.
• Compile high quality application packages and ensure communication between borrowers and other parties, as necessary.
• Gather and organize necessary documentation for application packages.
• Negotiate loan terms and mortgage applications.
• Research SMB market regarding new ideas and products.

The Credit Advisor has a unique opportunity to receive effective, on-the-job training (as needed) to effectively communicate credit concerns, formulate loan structures and gain thorough understanding of various commercial lending products. The ideal candidate is a quick learner with a baseline understanding of credit finance and appreciation of the SMB market space.

Qualifications

• Bachelor’s degree in finance, accounting, or similar field.
• Strong work ethic, attention to detail, and an ability to work both autonomously on self-directed projects and collaboratively in a team environment, often with global team members remote to HQ.
• Ability to manage multiple tasks simultaneously and to prioritize workflow accordingly.
• Proficiency in Microsoft Suite (Word, Excel, Power Point).
• Communicate and interact with bankers, partners, and other service providers as required with constant professionalism and organization.
• Excellent verbal and written communication skills.
• Ability to adapt to changing circumstances as dictated by market-driven concerns and/or client needs.
• Must be authorized to work in the United States.
• Must pass background check.